Test Specialist (Payment)

Support end-to-end testing activities for UK payments change initiatives, ensuring solutions are delivered safely, compliantly, and meet agreed quality standards. You will contribute to test planning and execution across functional, integration, UAT support, and non-functional testing activities., Contribute to the definition of test approach and test plans for payments projects

Support test estimation, scheduling, and status reporting, including defects and risks

Execute and support the end-to-end test life cycle: test design, data preparation, execution, defect tracking, and test closure

Perform testing across payments domains such as Faster Payments, CHAPS, Bacs, SWIFT, ISO 20022 messaging, payment gateways, and reconciliation processes

Support system integration testing across multiple applications, APIs, Middleware, and third-party systems

Assist in test data management (including masking/anonymisation where required) and environment readiness

Identify, log, and track defects; support triage and resolution with development teams

Support UAT activities, including preparation of scripts, execution support, and defect tracking

Contribute to non-functional testing activities (performance, resilience, security) where required

Follow and support quality practices, including automation, CI/CD quality checks, and continuous improvement

Ensure adherence to internal controls, audit requirements, and relevant UK regulatory expectations

Stakeholder management

Work with Product Owners, BAs, Developers, Ops, and business SMEs to ensure clear understanding of requirements and test coverage

Coordinate with internal teams and third parties to support testing activities and resolve dependencies

Provide updates on testing progress, defects, and risks to the delivery team

Proven experience delivering testing in payments within banking/financial services

Strong knowledge of UK payments schemes (FPS/CHAPS/Bacs/SWIFT) and processing flows

Hands-on experience in integration testing across distributed systems, APIs, and messaging architectures

Solid defect management and ability to support cross-team resolution

Experience with tools such as Jira/Confluence, ALM/Zephyr, reporting dashboards

Understanding of test automation concepts and tools (Selenium/Cypress, API testing tools, CI/CD pipelines)

Comfortable with SQL/data validation and message formats (XML/JSON/ISO 20022)

Strong communication skills