Software Engineer III - Android Developer (Native, Kotlin)

Join a team that's redefining how millions of customers engage with their investments through cutting-edge mobile technology. This is your chance to build meaningful digital experiences that put financial empowerment directly in people's hands - while accelerating your own growth as an engineer.

As a Software Engineer III at JPMorganChase within the Consumer & Community Banking division under Self Directed Investing, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. As a core technical contributor, you are responsible for conducting critical technology solutions across multiple technical areas within various business functions in support of the firm's business objectives.

Job responsibilitie

• Execute creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Develop secure, high-quality production code, and review and debug code written by others
• Identify opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
• Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity across complex deliverables (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards; contributes learnings and reusable patterns to improve broader team effectiveness.
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.
• Lead evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information architecture
• Lead communities of practice across Software Engineering to drive awareness and use of new and leading-edge technologies

• Formal training or certification on software engineering concepts and 3+ years applied experience
• 3+ years of combined software/application development experience in mobile development
• 1+ year of AI engineering experience building native mobile apps
• Strong Android development background in developing mobile applications using Kotlin
• Familiarity with architecture patterns such as MVVM, MVP, MVC
• Experience with modern native mobile development tools and systems (git, Xcode, CocoaPods, Swift Package Manager, CoreData, Android Studio, Robolectric, Mockito, Espresso, RxJava, Dagger, Retrofit)
• Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security.
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices.
• Experience with CI/CD pipelines
• Experience with Agile development including daily scrum and weekly iteration reviews and planning

Preferred qualifications, capabilities, and skill

• Familiarity with how to optimize code for phones, testing with phones, and challenges with mobile devices
• Familiarity with several languages: Swift, Kotlin, Objective-C, Java, C++, JavaScript, Ruby, Python
• Experience with Git source control management
• Experience consuming RESTful web services from a mobile platform
• Advanced communication skills with the ability to clarify application requirements with business partners in addition to relying on technical requirements documentation

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs., Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.