Closer (Remote Eligible)
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Role details
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Job description
As a Closer, you will be responsible for managing a high-volume pipeline while ensuring all closing activities meet company, investor, and regulatory requirements., * Prepare and schedule mortgage loans for closing.
- Balance fees and ensure fee compliance.
- Draw and review closing packages for accuracy and completeness.
- Verify tax, insurance, and loan data accuracy.
- Ensure disclosure timing requirements are met.
- Manage a pipeline of 45+ active loans.
- Clear closing conditions and resolve pre- and post-closing issues.
- Monitor critical dates, including closing and lock expiration dates.
- Coordinate and communicate with borrowers, Mortgage Consultants, title companies, real estate agents, insurance providers, and internal operations teams.
- Order wires and authorize the disbursement of funds.
- Ensure compliance with investor guidelines, government regulations, and company policies.
- Meet established Service Level Agreements (SLAs) and production goals.
- Deliver an outstanding customer experience throughout the closing process., This position is eligible for a remote work assignment. Team members must:
- Be available and responsive during scheduled business hours.
- Maintain a secure and professional work environment.
- Protect confidential customer and company information.
- Follow all company security protocols and procedures.
- Meet or exceed established productivity, quality, and performance expectations.
- Accurately report time worked and obtain approval for overtime when required.
Requirements
Prosperity Home Mortgage is seeking a detail-oriented and customer-focused Closer to join our Operations team. In this role, you’ll play a critical part in delivering a seamless closing experience by coordinating with customers, mortgage consultants, settlement agents, and internal partners to ensure loans close accurately, compliantly, and on time.
If you thrive in a fast-paced environment, enjoy balancing complex transactions, and take pride in providing exceptional service, we’d love to hear from you., * Minimum 1 year of residential mortgage closing experience.
- Strong customer service and communication skills.
- High school diploma or equivalent.
- Strong mathematical aptitude and sound judgment.
- Excellent organizational skills with exceptional attention to detail.
- Ability to work independently while managing multiple priorities and deadlines.
- Proficiency with Microsoft Office applications.
- Working knowledge of mortgage compliance requirements, regulations, and closing procedures., * Experience with Encompass Loan Origination System.
- Experience closing Conventional, FHA, VA, USDA, Jumbo, and Bond loan products.
Benefits & conditions
Pulled from the full job description
- Opportunities for advancement, * Competitive compensation
- Comprehensive benefits package
- Supportive and collaborative culture
- Opportunities for professional growth and advancement
- Stable and growing mortgage organization
About the company
At Prosperity Home Mortgage, we believe our people are our greatest asset. We provide a collaborative environment where employees are empowered to succeed while delivering exceptional service to our customers and business partners.
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