AVP Enterprise Compliance

This role manages the relationship and oversight of compliance for one or more lines of business, as assigned, through implementation of an effective compliance program in collaboration with the Compliance Officer., Develops and maintains a collaborative working relationship with internal and external clients.

1. Keeps abreast of relevant consumer protection laws, regulations, and supervisory guidance applicable to the assigned business line, (i.e. “Alphabet” of CFPB regulations such as B, C, E, F, G, M, O, P, V, X, Z, CC, DD) and laws such as E-SIGN and SCRA. Informs management, clients and interested parties of new and modified compliance requirements.
2. Reviews and updates policies, procedures and disclosures as needed for adherence with applicable laws and regulations. May assist in the development of compliance-related policies and procedures.
3. Assists in creating and maintaining company standards related to higher risk products, services, and practices. Ensure documentation and training materials are current to minimize risks.
4. Performs compliance reviews and risk assessments on new programs and initiatives as assigned.
5. Participates in due diligence reviews of key third party service providers associated with the line of business, as assigned.
6. Reviews elevated marketing collateral and materials for adherence to regulatory requirements and bank standards, providing guidance and advice as needed to bring the materials into compliance.
7. Assists line of business in the remediation of any risk items arising from testing, audits or examinations.
8. Acts as a subject matter expert, advising internal and external clients on day-to-day, elevated and complex compliance issues, rules, and regulations. Partners with clients (internal and external) to develop solutions and makes recommendations to meet compliance needs.
9. Assists in the management of compliance-related audits and examinations. Gather relevant documentation as requested, meet with auditors to respond to questions, prepare audit responses as needed, and implement actions recommended by auditors and examiners.
10. If assigned, manages compliance analyst team members and may be required to interview, hire, set high performance standards, and manage team performance in accordance with HR policies and procedures. Creates a flexible and energized work environment, fostering an atmosphere that enables employee trust and engagement. Inspires confidence and m
11. Motivate others to perform at their best.
12. Performs other duties as assigned.
13. No travel required.

• Undergraduate degree in business or a related field or an equivalent combination of training and experience.
• Five years consumer compliance experience in the banking or financial services industry, specifically experience within or supporting a line of business.

Preferred Requirements

• CRCM, CCBCO or other compliance certification preferred.
• Strong knowledge of federal consumer protection laws affecting lending, deposit and payments-related products and services. and/or payments product knowledge and experience.
• Excellent verbal, written, and interpersonal communication skills.
• Detail oriented with strong organizational skills.
• A team player able to work effectively in a team fostered, multi-tasking environment.
• Proficient in Microsoft Office suite, e.g. Excel, PowerPoint, Word, Outlook.

At The Bancorp, we’ve spent more than 25 years driving innovation in the financial services industry. As one of the first banks to embrace fintech, we combine technology, expertise and a forward-looking approach to deliver creative, real-world solutions. We work side by side with our partners to help them grow and innovate with confidence. Across Fintech Solutions, Institutional Banking, Commercial Lending and Real Estate Bridge Lending, we provide the people, processes, technology and banking capabilities that turn bold ideas into outcomes.

Join a team that brings urgency and rigor to every challenge and plays a direct role in driving growth for our clients and the communities we serve.