Bank Agile Product Owner Senior

What makes a successful Bank Agile Product Owner Senior - HELOC at USAA? Review the top traits we’re looking for and see if you’re the right fit

• Collaborative
• Strategic
• Communicator
• Results-driven
• Adaptable
• Digitally savvy, At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

As a dedicated Bank AgileProduct Owner Senior, you will work directly with the Bank agile team to prioritize work to derive business outcomes while delivering on business commitments and ensuring the voice of the customer is strongly represented. Responsible for prioritizing the Bank agile team backlog to drive business outcomes in service to the Business strategy. Acts as ‘voice of the end-user’. Bring a data-driven approach to decisions and impediment removal including strategic priorities and funding allocation. Execute against the product / value stream. Support the Bank agile team culture anchored in transparency and learning, for seeking opportunities for testing & learning, continuous Bank agile team/process improvement and quality.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Tampa, FL or Charlotte, NC.

Relocation assistance is not available for this position.

What you’ll do:

• Accountable for communicating and driving the vision and strategy effectively to key stakeholders and Bank agile team members. Ensures delivery of quality product and member experience solutions through collaboration with stakeholders to determine business needs.
• Responsible for working closely with the Team-of-Teams Lead to assist in clarifying and driving alignment on the business strategy, goals, and objectives. Translates this understanding into a clear vision for the Bank agile team to inform the creation and prioritization of the Bank agile team’s backlog of work.
• Partners with Team-of-Teams Lead to define and clearly communicate acceptance criteria for output based on business requirements and customer needs.
• Anticipates and solves complex issues using a data-driven approach to decision making including allocating funds and developing and tracking Objectives and Key Results (OKRs) that drive Bank product success. Delivers against Bank agile team level OKRs.
• Acts as ‘voice of the end-user’.
• Proactively seeks customer feedback to learn and better understand their needs and requirements to ensure end user value is delivered to the marketplace.
• Owns Bank agile team backlog (grooming, prioritization, and refinement).
• Responsible for maintaining a groomed backlog of user stories; works with the Agile Bank agile team to estimate story size and complexity.
• Optimizes the flow of value through the multi-Bank agile team Agile environment and progresses towards objectives, goals, and commitments, while removing impediments, resolving conflicts, and managing risks and issues.
• Begins to take a strategic view and think proactively about the right way to meet objectives.
• Acts in service of the Bank agile team’s needs and goals; offer feedback on work-in-progress, clarifies requirements, anticipates and removes roadblocks or impediments that may prevent the Bank agile team from progressing on objectives and answers questions.
• Looks for opportunities for continuous Bank agile team and process improvement. Makes recommendations to leadership.
• May lead functional Bank agile teams or projects with moderate resource requirements, risk, and/or complexity.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

• Bachelor’s Degree OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

• 6 yars of experience in process improvement, project delivery, business/requirements analysis or directly related to supported business operations/product line.
• Knowledge of multiple technical software delivery methodologies (i.e., Agile, Waterfall, SAFe).
• Advanced experience analyzing business requirements, process flows and use cases to identify opportunities to streamline business processes in accordance with risk management framework and regulatory requirements.
• Advanced knowledge and demonstrated use of Process Engineering methodologies.
• Working knowledge of applicable banking, regulatory, compliance policies including applicable laws, rules, and regulations.
• Communicates difficult concepts and negotiates with others to adopt a different point of view.

What sets you apart:

• Hands-on product leader who understands HELOC not just as a feature set, but as a credit and balance-sheet-driven financial product. Equally comfortable discussing customer experience flows, regulatory constraints, system dependencies, and portfolio risk dynamics.
• Translate HELOC business strategy and regulatory requirements into actionable product epics and features.
• Direct experience with HELOC products across origination and servicing.
• Strong understanding and experience in HELOC enterprise mortgage platforms and ecosystems that support Loan origination and loan servicing.
• U.S. military experience through military service or a military spouse/domestic partner.

Discover new frontiers in program management at USAA. As a company that’s unwavering in its commitment to supporting military members and their families, you’ll do purposeful work. We’ll count on you to drive the planning, execution, and delivery of projects that help us meet our goals. Set yourself up for professional and personal success with career advancement opportunities, great pay, and outstanding benefits.

• Full Time
• Minimal-No Travel
• 34 Days PTO (including 2 volunteer days)
• Up to 8% 401(k) Match *, Compensation: The salary range for this position is: $103,450 - $197,730.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.