Software Engineer II - Digital Assets

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze , and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

Designs, develops, and maintains software applications that support cross-border money movement and digital asset-enabled payment flows, with a focus on reliability, security, and scalability in regulated environments. Collaborates effectively with other members of the team to deliver on the team’s backlog.

Essential Functions

• Participates in designing, developing, documenting, testing, and debugging new and existing software systems and applications.

• Design and implement backend services supporting cross-border transaction processing, settlement workflows, and partner integrations.

• Develop and maintain software that meets security, resiliency, and compliance requirements for global payment systems.

• Collaborate with senior engineers to implement scalable solutions for high-volume, distributed financial systems.
• Contributes in development life cycle including requirements analysis and design.
• Write technical specifications based on conceptual design and stated business requirements.
• Support, and document software functionality.
• Identify and evaluate new technologies for implementation.
• Analyze code to find causes of errors and revise programs as needed.
• Provide critical input in software design meetings and analyze user needs to determine technical requirements.
• Consult with end user to prototype, refine, test, and debug programs to meet needs.
• Complies with all security policies and procedures, to ensure that the highest level of system and data confidentiality, integrity and availability is maintained.

Automation

• Ability to use Unix/Linux command line programs and create/edit scripts.
• Able to analyze results of automated deployment scripts and makes modifications.

Design

• Able to prepare detail design documents from requirements.
• Familiar with Reporting tools such as Crystal Reports, Jasper Reports, BIRT, etc.
• General understanding of software environments and network topologies.
• Able to demonstrate OOA/OOD skills.
• Demonstrable understanding of distributed, component based architecture
• Working knowledge of networking and/or telecommunications protocols
• A solid understanding of event driven / asynchronous programming and multi-threading
• Demonstrable technical design skills (UML experience a plus)
• Familiar with TDD/BDD.
• Familiar with SOA framework, web services, etc.

Coding

• Common Developer Skills

• Competent (2+ years) Java or C# or C++ or Objective-C language programming skills.

• Competent with SQL or PL/SQL and relational database concepts.

• Experience with source code control systems.

• Experience with secure programming techniques is highly desirable

• Able to perform code reviews to ensure the code meets the acceptance criteria. *

Testing

• Able to maintain test scripts as needed.
• Prepares test strategy, test plan, test cases, and test summary documents.
• Experience with automated functional software testing frameworks, such as Cucumber, Selenium, etc.
• Performs unit, functional, load, user interface, performance, regression and system integration testing on new code or modified code prior to production releases.
• Produce and report project test metrics.
• Possess advanced knowledge of QA/QC techniques; certifications preferred
• Assists new staff on testing techniques and test methodologies

Support

• Ability to respond to situations in a timely manner, and meet predetermined deadlines
• Ability to support/maintain existing products and add new features as requested by customers.
• Provide support to UAT/production applications as needed
• Ability to work on multiple projects

Collaboration

• Agile/Lean methodologies experience
• Solid understanding of an iterative software development process
• Able to estimate all project activities and tasks.
• Able to elicit user and functional requirements.
• Mentor and monitor Software Engineers in the technical aspects of their assignments.

Experience

• Education and experience typically obtained through completion of a Bachelor’s Degree in Computer Science and/or 2 or more years of related industry experience.

• Experience building or supporting payment systems, financial services platforms, or other highly available, regulated distributed systems.

• Familiarity with cross-border payment flows, digital assets, or blockchain-enabled technologies, and the associated security and compliance considerations.

The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

Phoenix, AZ/ Chicago, IL in USD per year is: $97,000 - $124,000. San Francisco, CA in USD per year is: $116,000 - $149,000. Additionally, candidates are eligible for a discretionary incentive plan and benefits.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Some of the Ways We Prioritize Your Health and Happiness

• Healthcare Coverage - Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.
• 401(k) Retirement Plan - Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.
• Paid Time Off - Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.
• 12 weeks of Paid Parental Leave
• Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.