Technical Architect - Commercial Lending & Collateral Platform

Lead technical architect for building a custom, modular, API/event-led collateral platform

• Responsible for end-to-end technical design and phased delivery roadmap (core migration, automation, AI capabilities)
• Platform will serve as master collateral record, integrating with LOS (Loan Origination) and LMS (Loan Servicing) systems
• Key Responsibilities:
• Architecture Design:
• Define target-state architecture including core engine, integration and data hubs, UI/workflow layers
• Design domain-based microservices for complete collateral lifecycle
• Develop configurable rules and workflow engines
• Produce architecture decision records, reference architectures, NFRs, and standards
• Lead designs through architecture review boards
• Integration:
• Design API/event/batch integration layers (pub/sub, message converters, repair queues)
• Lead integration with lending and risk systems (AFS Vision, Loan IQ, nCino, etc.)
• Reuse/migrate existing integration infrastructure
• Data Migration:
• Design collateral data model, quality, reconciliation, and migration strategies
• Plan for incremental migration, parallel runs, and decommissioning
• Create data flows for reporting and regulatory requirements
• Security & NFRs:
• Embed RBAC, encryption, audit trails, and data retention
• Define targets for performance, scalability, resilience, HA, DR, observability
• Ensure compliance with security, risk, and US regulatory standards
• Engineering Leadership & Delivery:
• Set up platform foundation and support iterative MVP releases
• Define CI/CD, DevSecOps, test automation, and environment strategy
• Guide distributed engineering teams (onshore/offshore)
• Translate business needs into technical designs
• Present architecture to stakeholders and in client workshops

15+ years in software engineering and architecture

• Minimum 6 years as a solution or technical architect on banking or lending platforms, Proven experience architecting large, custom banking/lending platforms
• Deep expertise in microservices, domain-driven design, API-first, and event-driven architectures
• Hands-on skills: Java/Spring Boot or .NET, REST/GraphQL APIs, Kafka (or similar)
• Cloud-native architecture (AWS/Azure, containers, Kubernetes)
• Strong data architecture and migration skills (RDBMS, ETL/ELT, reconciliation)
• Experience with legacy/COTS platform migrations and phased cutovers
• Integration experience with lending/core banking systems
• Strong enterprise security expertise (IAM, SSO, OAuth2, encryption, audit logging)
• Excellent communication and stakeholder management skills
• Preferred Qualifications:
• Experience with rules/workflow engines (Drools, Camunda, Pega)
• Familiarity with collateral products (STOC, Broadridge COLLATE)
• Modern frontend architecture (Angular, React) and document management integration
• Exposure to AI/ML use cases (intelligent document extraction, predictive monitoring)
• Certifications: TOGAF, AWS/Azure Solutions Architect, Kubernetes
• Key Competencies:
• Pragmatic design judgment
• Strong focus on security and controls
• Hands-on technical depth
• Ability to lead distributed teams toward fixed-scope, phased releases, Job description Experience 15 years in software engineering and architecture including at least 6 years as a solution or technical architect on banking or lending platforms Rol…
• 15 hours ago, Job description Experience 15 years in software engineering and architecture including at least 6 years as a solution or technical architect on banking or lending platforms Rol…
• 16 hours ago