Software Engineer, Payments

The Senior Software Engineer, Payments will design and implement backend infrastructure for a blockchain-integrated banking platform, focusing on payment processing and operations., In the Senior Software Engineer, Payments role at Dakota, you’ll join our core engineering team, designing and implementing the robust back-end infrastructure that fuels our blockchain-integrated banking platform. From day one, you’ll tackle high-visibility projects that directly impact our financial products and customer experience, focused on payment processing and operations as we build the next generation of financial infrastructure.

Tech Stack

• Google Cloud Platform (GCP) as our primary cloud infrastructure provider
• Kubernetes for orchestrating our containerized microservices
• Golang for most of our backend services and infrastructure tools
• TypeScript for our front-end applications, deployed via Vercel
• PostgreSQL & TimescaleDB for data management and financial transaction history
• Buildkite for CI/CD pipelines and deployment automation
• GitHub for version control and collaboration
• Sentry for error tracking and Incident.io for incident management, Develop and optimize payment platforms for performance, reliability, security, fraud prevention, and seamless recurring transactions. Build payment APIs and gateway integrations, improve processing latency and throughput, monitor platform health, troubleshoot incidents, and ensure compliance with payment industry standards. Collaborate with security, payment providers, and cross-functional teams while maintaining high-quality documentation and resilient payment workflows. Top Skills: Ai Coding AssistantsC++Cloud ComputingDatabase SystemsJavaPayment Gateway ApisPci DssPython Qualia

Senior Software Engineer

19 Days Ago In-Office or Remote Senior level Senior level Real Estate * Software * PropTech Design, build, and maintain high-scale payment systems processing ACH and wire transfers. Develop banking and financial API integrations, fraud-prevention controls, reconciliation, exception handling, and reliable payment infrastructure. Improve full-stack escrow applications, ensure transactional integrity and auditability, collaborate with compliance and accounting teams, make architectural decisions, mentor junior engineers, and participate in on-call support. Top Skills: AchAWSBanking ApisJavaScriptKubernetesMeteorjsMicroservicesMongoDBNachaNode.jsOfacPciReactSoc 2TypescriptWire Transfers Alpaca, Build and scale global payments and treasury systems using resilient, event-driven, microservice-based architecture. Design and implement cloud-native services, client-facing APIs, distributed systems, payment rails, financial ledgers, and reconciliation solutions. Collaborate independently and across teams, troubleshoot complex issues, maintain high-quality tested code, and contribute to technical and product goal definition. Top Skills: Client-Facing ApisDistributed SystemsDomain-Driven DesignEvent-Driven DesignGoGoogle Cloud PlatformIso 20022KubernetesMessage BrokersMessaging QueuesMicroservicesPostgres

What you need to know about the Colorado Tech Scene

With a business-friendly climate and research universities like CU Boulder and Colorado State, Colorado has made a name for itself as a startup ecosystem. The state boasts a skilled workforce and high quality of life thanks to its affordable housing, vibrant cultural scene and unparalleled opportunities for outdoor recreation. Colorado is also home to the National Renewable Energy Laboratory, helping cement its status as a hub for renewable energy innovation.

Key Facts About Colorado Tech

• Number of Tech Workers: 260,000; 8.5% of overall workforce (2024 CompTIA survey)
• Major Tech Employers: Lockheed Martin, Century Link, Comcast, BAE Systems, Level 3
• Key Industries: Software, artificial intelligence, aerospace, e-commerce, fintech, healthtech
• Funding Landscape: $4.9 billion in VC funding in 2024 (Pitchbook)
• Notable Investors: Access Venture Partners, Ridgeline Ventures, Techstars, Blackhorn Ventures
• Research Centers and Universities: Colorado School of Mines, University of Colorado Boulder, University of Denver, Colorado State University, Mesa Laboratory, Space Science Institute, National Center for Atmospheric Research, National Renewable Energy Laboratory, Gottlieb Institute

• 5+ years experience in software engineering
• Strong grasp of Golang
• Ability to own and drive engineering projects
• Extreme proactivity in identifying and fixing issues in the product and codebase
• Excellent troubleshooting skills and ability to diagnose complex system issues
• Strong communication skills and ability to collaborate across engineering teams
• Located in the US, UK, Spain or Portugal, * Conceptually familiar with financial systems, specifically payment processing
• Professional experience or strong interest in systems programming esp. Rust
• Proficient with LLMs and effective prompting techniques for major models, especially Claude
• Experience working at a fintech company or regulated financial institution
• Knowledge of accounting principles or accounting systems

What We Offer

• Engaging problems that increase economic freedom globally
• A collaborative environment with a high-caliber team from Coinbase, Anchorage, Messari, Square, Airbnb, and more
• Competitive salary and equity in a high-growth fintech
• Fully remote working environment
• Coworking space monthly stipend
• Home office equipment stipend
• Comprehensive health, dental, and vision insurance
• Regular team events and off-sites

At Dakota, we’re building the next-generation global banking platform. Our mission is to empower businesses to operate globally by combining the best of crypto and traditional finance. Launched in 2024, Dakota already serves hundreds of customers and processes billions in annualized transaction volume.

From day one, Dakota has been a fully remote company. Our lean but experienced team is distributed across North America and Europe, united by a deep sense of ownership, a relentless focus on our customers, and a commitment to expanding economic freedom worldwide.

Please note: Dakota is a remote-only, equal-opportunity employer. At this time, we are able to hire within the U.S., United Kingdom, Spain and Portugal.