Software Engineer - Manchester

• You've got some solid hands-on experience with Kotlin (or Java) in a real-world setting
• You care about writing good quality code and value clean design and testing
• You're curious, eager to learn and not afraid to ask questions
• You enjoy solving problems and working as part of a collaborative team
• You want to build things that have a real impact on customers
• You communicate clearly and are happy contributing to team decisions
• You're excited by modern engineering practices like CI/CD and cloud-native tools

Our Engineering Culture

• Customer impact over unnecessary complexity
• Team success over individual heroics
• Operational ownership, not just feature delivery
• Continuous improvement through honest feedback

Added Bonus

• Experience with fintech or banking is a plus, but we value problem-solvers from all backgrounds

£43,949 per year - estimated ? Full time CLOSING SOON Our Story Hello there. We're Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don't like about finance and does the opposite. We're redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre - we've built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com! We're incredibly proud of our achievements and none of it would be possible without the amazing team here. It's not just industry awards we're winning, we've also been named in the top three UK's Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you'll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife The Engineering Challenge Our Software Engineers don't just write code, they solve real financial problems for millions of customers. You'll work on distributed systems processing thousands of transactions daily, build resilient services that handle people's money, and create experiences that make traditionally complex financial products feel simple.Your Impact

• Writing clean, reliable and maintainable backend code using Kotlin
• Working on scalable cloud-based systems within a product-focused Agile team
• Collaborating with engineers, product managers and designers to build and ship features
• Taking part in planning, technical discussions and code reviews
• Building well-tested services and contributing to continuous delivery
• Taking ownership of your work - from development to production
• Continuously learning and developing your skills in a supportive environment

Your Toolkit, We're expanding!From September 2025, Zopa will be opening a brand-new office in Manchester at WeWork, Dalton Place, 29 John Dalton Street, M2 6WF. At Zopa we value flexible ways of working.We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week. You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we'll make sure you've got everything you need to thrive, both in your work and home life, from day one. *Subject to having the right to work in the country of choice