Product Owner -Data and Lending

We are recruiting for a brand new role, Product Owner - Data and Lending to shape how OSB Group uses data to enhance customer journeys, inform decision-making, and drive business performance. As part of the Group's transformation, we're launching a new mortgages platform and Cloud-based data infrastructure, a key milestone in our ambition to deliver smarter, faster, and more customer-centric lending experiences.

This role will champion the end-to-end ownership of mortgage data, from capture through to usage, ensuring we leverage insight and automation to optimise customer journeys and strengthen our data foundation for future growth. You'll work closely with the Senior Product Owner and work collaboratively with key functions across the Bank including Credit Risk, Treasury, Regulatory Reporting, Finance, and Modelling to ensure data access, lineage, and quality meet evolving business needs.

The role can be based from our Wolverhampton, Chatham or London office and will require occasional travel between all OSB Group locations.

As Product Owner - Data and Lending, you'll lead the strategic ownership of mortgages data within our new digital ecosystem, connecting front, middle, and back-office systems to enable accurate, timely, and actionable data insights. As an experienced data and mortgages professional you will bridge technology, product, and business teams to unlock the full value of our data assets.

Your responsibilities will include:

• Acting as the lead and champion for utilising data to analyse and optimise customer and broker journeys.
• Owning and prioritising the data and reporting backlog to support new product and feature launches on the mortgages platform.
• Leading the Bank's transition to self-service analytics, enabling users to access and use data effectively through modern tools and the new Cloud data platform
• Mapping and documenting mortgages data flows end-to-end, from origination (Salesforce/nCino) through integrations with property risk, credit risk, valuations, and Core Banking systems.
• Developing and maintaining data dictionaries and standards, driving consistency and clarity in data capture and usage.
• Managing data change processes, ensuring all updates are assessed for end-to-end lineage and impact.
• Acting as a key point of contact for data-related production incidents, ensuring swift resolution and continuous improvement.

• Strong understanding and experience of mortgages originations data, processes, and how data flows across the lending lifecycle within a Banking organisation
• Experience supporting data needs across both originations (property risk, valuations, credit risk) and on-book loans (finance, treasury, regulatory reporting).
• Proven ability to analyse, map, and interpret data from source systems to processed, end-user views.
• Hands-on experience with data extraction and query tools (SQL) and comfort working with data platforms and integrations.
• Familiarity with data governance frameworks, data security, and cloud data architectures.
• Exposure to modern data technologies such as Databricks, Kafka, and data lakes.
• Experience managing data backlogs and product roadmaps within an Agile delivery environment.
• Strong communication and stakeholder management skills, with the ability to explain complex data concepts clearly to both technical and non-technical audiences.

• Base salary between £75,000 - £95,000 dependant upon experience
• Enhanced family-focused benefits
• Annual bonus opportunity up to 25%
• 28 days annual leave + bank holidays

Please use this link to see the fantastic benefits available at OSB: https://www.osb.co.uk/careers/overview

At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become 'the bank of the future'.

Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace.