Digital Payments Analyst

Ria Money Transfer
Municipality of Alcobendas, Spain
21 days ago

Role details

Contract type
Permanent contract
Employment type
Full-time (> 32 hours)
Working hours
Regular working hours
Languages
English
Experience level
Junior

Job location

Municipality of Alcobendas, Spain

Tech stack

Microsoft Word
Microsoft Excel
Microsoft Outlook
Payment Systems
Microsoft Office
Payment Service Provider
Microsoft PowerPoint
Transaction Processing (Computing)

Job description

This exciting position will be a key contributor in executing the global online digital payments strategy. The Digital Payments team has responsibility for Payment Strategy, Relationships with Payment Service Providers, and Payment Operations. This position requires a person highly detail-oriented with significant knowledge on "Card not present" (CNP) and other online payments methods (Open Banking, ACH, Wallets, etc.). With experience in eCommerce and / or Online Financial Services environments (web, mobile) and focus on improving payments performance, efficiency, and cost reduction., * Analyze, research and review card not present (CNP) and other online payments transactional activity to identify incremental revenue opportunities.

  • Develop recommendations to increase revenue (payment providers costs analysis).
  • Analyze payment trends (e.g. performance of payment providers, countries)
  • Conduct research and analysis, prepare management reports and make recommendations to senior officers.
  • Increase operational efficiencies to streamline and simplify process flows and effectiveness.
  • Develop and maintain Policy and Procedure documentation.
  • Work closely with Finance, Compliance, and Customer Service on payments related issues.
  • Support accounting and reconciliation functions as they relate to payments.
  • Assist customer service representatives with questions or issues regarding payment issues.
  • Utilize various tools to gather, analyze, and interpret data from several sources including transactions, authorizations, financial data, third party data providers and online methods.
  • Conduct follow-up research on transactions.
  • Keep detailed records of suspicious activity, analyze trends, and communicate security threats to management.
  • Perform other duties as assigned.

Requirements

Do you have experience in Research?, Do you have a Master's degree?, * BA/BS degree on a relevant subject (Business Administration, Economics, etc.); MBA preferred, but not required. MBA preferred, but not required.

  • Strong desire to build a career in the payments industry.
  • 0-3 years of prior work experience in a relevant field (eCommerce / Online Financial Services). Understanding of transaction processing flows with different payment methods (cards, bank transfers, Open Banking, ACH, Wallets, etc..).
  • Excellent verbal and written communication skills in English.
  • Ability to work on different reports to assist the day-to-day operations of the department.
  • Solid analytical, interpretative, and problem-solving skills.
  • Ability to analyze diverse information and develop strategy recommendations.
  • Must be able to meet strict deadlines.
  • Must possess strong research skills along with the ability to navigate multiple systems at once.
  • Proficient to advanced skills with MS Office (Excel, PowerPoint, Word, Outlook) Strong understanding of customer needs.
  • Persistent and results focused - must be able to deliver results in an environment which requires a high tolerance for ambiguity.
  • Extensive multi-tasking and prioritization skills - needs to excel in fast paced environment with frequently changing priorities.
  • Highly organized with exceptional attention to detail and follow-through

Benefits & conditions

  • Be part of a global brand with a meaningful mission
  • Work in a collaborative and diverse team
  • Opportunity to grow your career in a fast-evolving digital space
  • Competitive salary and benefits
  • Food Allowance
  • Birthday off
  • Flexible Retribution

Ria Money Transfer is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

About the company

Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. With over 600,000 locations in nearly 200 countries and territories, our purpose remains to open ways for a better everyday life. We believe we can create a world in which people are empowered to build the life they dream of, no matter who they are or where they are. One customer, one family, one community at a time.

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