Software Engineer, US Life (2027 Permanent)

Munich Re sees the use of medical data as instrumental in enhancing the customer experience and expanding insurability for life insurance. Integrated Analytics (IA) leads this effort in the US and Canada. Individuals in the role of Software Engineer will use their software engineering skills to build and operationalize the platforms that turn underwriting expertise into automated, auditable risk decisions.

In the past year we have:

• Shipped a multi-tenant rules engine and visual rule designer that lets carrier underwriters author and deploy decision logic self-serve
• Deployed automated interview and decision workflows to production in partnership with underwriters and data science
• Stood up event-streaming (SSE) and third-party data pipelines feeding real time underwriting decisions across services
• Integrated an agentic development workflow into our Software Development Lifecycle

Your role

• Collaborate closely with team members to design, build, test, and ship features across the stack - from Python (FastAPI) backend services to a React + TypeScript frontend
• Model complex domain logic - rule graphs, execution state, and lifecycle workflows - as clean, deterministic, well-tested code
• Design and maintain PostgreSQL-backed, multi-tenant data models, including schema migrations and tenant isolation
• Integrate security throughout the engineering lifecycle - authentication/authorization (OAuth2/OIDC), RBAC, and CI/CD
• Work with existing engineering, data science, and underwriting groups at Munich Re to develop and apply software development best practices

• Bachelor’s degree
• Intermediate knowledge of principles of software development
• Familiarity with Python and web frameworks (FastAPI, Flask, or similar)
• Familiarity with TypeScript/JavaScript and a modern React framework (React or Next.js)
• Knowledge of relational databases (RDBMS), ideally PostgreSQL, and data modeling
• Version control with Git and the ability to submit well-structured Pull Requests
• Strong written technical communication skills
• Working knowledge of Linux and familiarity with cloud computing

Nice-to-have skills include:

• Infrastructure: containerization, orchestration, CI/CD, and infrastructure-as-code
• Backend depth: SQL ORMs, authentication & authorization, multi-tenant systems
• Async programming, event streaming (SSE/websockets), and observability tooling
• Interest in domain modeling, rules engines, workflow/DAG execution, or compilers/interpreters

We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:

• Two options for your health insurance plan (PPO or High Deductible).
• Prescription drug coverage (included in your health insurance plan).
• Vision and dental insurance plans.
• Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
• Short and Long-Term Disability coverage.
• Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
• Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:

• A robust 401k plan with up to a 6% employer match
• Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
• Eligibility to receive a yearly bonus as a Munich Re employee.
• A variety of health and wellness programs provided at no cost, including a gym fitness reimbursement.
• Paid time off for eligible family care needs.
• Tuition assistance and educational achievement bonuses.
• A corporate matching gifts program that further enhances your charitable donation.
• Paid time off to volunteer in your community.

At Munich Re US, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

About Munich Re

Together, we engage with everything we have and are, to help humankind act braver and better.

As the world’s leading reinsurance company with more than 40,000 employees in over 50 locations around the globe, Munich Re introduces a paradigm shift in the way you think about insurance. By turning uncertainty into manageable risk, we enable fundamental change. We recognize Diversity, Inclusion, and Belonging as a key priority with a culture that welcomes different thoughts and opinions. We dare to think big and are continuously innovating on behalf of our clients.

For New York City based employees, the base salary range anticipated for this position is $125,000 to $145,000, plus an opportunity for an annual company bonus based upon a percentage of eligible pay.

The salary estimate displayed represents the typical salary range for candidates hired in this position. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role.