AI Engineer

Ai Engineerfincruiters
22 days ago

Role details

Contract type
Permanent contract
Employment type
Full-time (> 32 hours)
Working hours
Regular working hours
Languages
English
Compensation
£ 120K

Job location

Tech stack

API
Artificial Intelligence
Amazon Web Services (AWS)
Azure
Cloud Computing
Information Engineering
Fraud Prevention and Detection
Python
Machine Learning
Natural Language Processing
Open Source Technology
PCI Data Security Standards
Blockchain
TensorFlow
Reinforcement Learning
Google Cloud Platform
Chatbots
PyTorch
Information Technology
Real Time Data
Machine Learning Operations
Microservices

Job description

We are seeking a highly skilled AI Engineer to join our dynamic payments and fintech team. The ideal candidate will design, develop, and deploy AI-driven solutions that enhance transaction security, optimize payment flows, and deliver innovative financial products. This role requires a blend of technical expertise, creativity, and industry knowledge to drive the next generation of intelligent financial systems.

Key Responsibilities

  • AI Solution Development

  • Build and deploy machine learning models for fraud detection, risk scoring, and customer behaviour analysis.

  • Develop natural language processing (NLP) tools for chatbots, compliance monitoring, and customer support.

  • Implement predictive analytics to improve payment routing, settlement efficiency, and merchant services.

Data Engineering & Integration

  • Work with large-scale financial datasets, ensuring data quality, security, and compliance with regulatory standards.
  • Collaborate with data engineers to design pipelines that support real-time transaction monitoring.

Innovation & Product Enhancement

  • Partner with product teams to embed AI into payment platforms, mobile apps, and merchant dashboards.
  • Research emerging AI technologies (e.g., generative AI, reinforcement learning) and assess their applicability in fintech.

Compliance & Security

  • Ensure AI systems meet industry regulations (PCI DSS, PSD2, GDPR).
  • Develop explainable AI models to support transparency in financial decision-making.

Collaboration

  • Work cross-functionally with engineers, product managers, compliance officers, and business strategists.
  • Present findings and recommendations to stakeholders in clear, actionable formats.

Requirements

  • Bachelor's or Master's degree in Computer Science, Artificial Intelligence, Data Science, or related field.
  • Strong proficiency in Python, TensorFlow, PyTorch, or similar frameworks.
  • Experience with cloud platforms (AWS, Azure, GCP) and MLOps practices.
  • Knowledge of payments systems, fintech products, or financial regulations.
  • Familiarity with APIs, microservices, and real-time data processing.
  • Excellent problem-solving, communication, and collaboration skills.

Preferred Experience

  • Prior work in fraud detection, AML (Anti-Money Laundering), or credit risk modelling.
  • Experience with blockchain, digital wallets, or embedded finance.
  • Understanding of regulatory technology (RegTech) and compliance automation.
  • Contributions to open-source AI/ML projects or fintech innovation initiatives.

Benefits & conditions

  • Opportunity to shape the future of AI in payments and fintech.
  • Collaborative, innovative environment with exposure to cutting-edge technologies.
  • Competitive benefits, and professional development support.
  • Competitive Salary dependant on experience.

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